Dr. Michelle Ciarlo
- Gender: Female
- Experience: 11 years
- Graduation year: 2010
- Sole propriator: No
- NPI: 1740690163
Dr. Michelle Ciarlo M.D.
Obstetrician and Gynecologist
She is located at 246 Pleasant Street Building West in Concord, NH 03301. Can help patients with the following: Breastfeeding and Lactation, Infertility, Prenatal Care, Urinary Tract Infection (UTI), Vaginal Atrophy and Dryness, Women's Health. Her National Provider Identifier (NPI) number is 1740690163. Appointment can be made via the phone number (036) 228-1111. She is affiliated with 1 hospitals.
Conditions treated
Dr. Michelle Ciarlo, being an obstetrician and gynecologist, treats the following conditions. Please be advised that this list may not be complete. For the full list of conditions treated, consult directly with Dr. Michelle Ciarlo.
- Amenorrhea
- Bacterial Vaginosis
- Birth Control Counseling
- Blood in Urine
- Braxton Hicks Contractions
- Breast Cancer
- Breastfeeding
- Breastfeeding and Lactation
- Cancer
- Cervical Cancer
- Cervical Intraepithelial Neoplasia (CIN)
- Chlamydia
- Ectopic Pregnancy
- Endometriosis
- Fibrocystic Breast Disease
- Gestational Diabetes
- Group B Streptococcal Infection (GBS)
- Gynecological Exam
- High Blood Pressure
- Hot Flashes
- Human Papillomavirus (HPV)
- Infertility
- Labor and Birth
- Menopause
- Menstrual Cramps
- Miscarriage
- Morning Sickness
- Osteoporosis
- Ovarian Cancer
- Ovarian Cysts
- Overactive Bladder (OAB)
- Pelvic Inflammatory Disease (PID)
- Pelvic Pain
- Perimenopause
- Placenta Previa
- Polycystic Ovary Syndrome (PCOS)
- Preeclampsia and Eclampsia
- Pregnancy
- Premature Ovarian Failure (POF)
- Premenstrual Dysphoric Disorder (PMDD)
- Premenstrual Syndrome (PMS)
- Prenatal Care
- Sexually Transmitted Diseases (STDs)
- Trichomoniasis
- Urinary Incontinence (UI)
- Urinary Retention
- Urinary Tract Infection (UTI)
- Uterine Cancer
- Uterine Fibroids
- Uterine Growths
- VBAC
- Vaginal Atrophy and Dryness
- Vaginal Bleeding
- Vaginal Cancer
- Vaginal Pain
- Vaginitis
- Women's Health
- Yeast Infection
Procedures Performed by Dr. Michelle Ciarlo
ACA Marketplace (Obamacare/HealthCare.gov) plan networks
Insurers selling ACA Marketplace (HealthCare.gov) plans list Dr. Michelle Ciarlo as in-network for the following 2026 plans.
Health plans
Ambetter from NH Healthy Families
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 18 plans from Ambetter from NH Healthy Families
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Choice Bronze HSA | EPO · Expanded Bronze | Preferred | Accepting new patients |
| Choice Bronze HSA + Vision + Adult Dental | EPO · Expanded Bronze | Preferred | Accepting new patients |
| Clear Silver | EPO · Silver | Preferred | Accepting new patients |
| Clear Silver + Vision + Adult Dental | EPO · Silver | Preferred | Accepting new patients |
| Complete Gold | EPO · Gold | Preferred | Accepting new patients |
| Complete Gold + Vision + Adult Dental | EPO · Gold | Preferred | Accepting new patients |
| Complete Silver | EPO · Silver | Preferred | Accepting new patients |
| Complete Silver + Vision + Adult Dental | EPO · Silver | Preferred | Accepting new patients |
| Elite Bronze | EPO · Expanded Bronze | Preferred | Accepting new patients |
| Elite Bronze + Vision + Adult Dental | EPO · Expanded Bronze | Preferred | Accepting new patients |
| Everyday Gold | EPO · Gold | Preferred | Accepting new patients |
| Everyday Gold + Vision + Adult Dental | EPO · Gold | Preferred | Accepting new patients |
| Standard Expanded Bronze | EPO · Expanded Bronze | Preferred | Accepting new patients |
| Standard Expanded Bronze + Vision + Adult Dental | EPO · Expanded Bronze | Preferred | Accepting new patients |
| Standard Gold | EPO · Gold | Preferred | Accepting new patients |
| Standard Gold + Vision + Adult Dental | EPO · Gold | Preferred | Accepting new patients |
| Standard Silver | EPO · Silver | Preferred | Accepting new patients |
| Standard Silver + Vision + Adult Dental | EPO · Silver | Preferred | Accepting new patients |
Anthem Blue Cross and Blue Sheld
Network data as of Sep 10, 2026, as reported by the insurer.
Show all 26 plans from Anthem Blue Cross and Blue Sheld
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Anthem Bronze Preferred Blue PPO 6000/20%/8000 w/HSA | PPO · Expanded Bronze | Participating | Accepting new patients |
| Anthem Bronze Preferred Blue PPO 7000/50%/8000 w/HSA | PPO · Expanded Bronze | Participating | Accepting new patients |
| Anthem Bronze Preferred Blue PPO 7500/30%/10000 Value | PPO · Expanded Bronze | Participating | Accepting new patients |
| Anthem Bronze Preferred Blue PPO 8500/50%/9200 | PPO · Expanded Bronze | Participating | Accepting new patients |
| Anthem Gold Preferred Blue PPO 1000/20%/7500 | PPO · Gold | Participating | Accepting new patients |
| Anthem Gold Preferred Blue PPO 2000/0%/6500 RxD | PPO · Gold | Participating | Accepting new patients |
| Anthem Gold Preferred Blue PPO 2000/10%/4600 w/HSA | PPO · Gold | Participating | Accepting new patients |
| Anthem Gold Preferred Blue PPO 2000/10%/7500 | PPO · Gold | Participating | Accepting new patients |
| Anthem Gold Preferred Blue PPO 2000/20%/4600 w/HSA | PPO · Gold | Participating | Accepting new patients |
| Anthem Gold Preferred Blue PPO 3000/0%/7500 RxD | PPO · Gold | Participating | Accepting new patients |
| Anthem Gold Preferred Blue PPO 500/30%/9000 | PPO · Gold | Participating | Accepting new patients |
| Anthem Platinum Preferred Blue PPO 250/10%/3500 | PPO · Platinum | Participating | Accepting new patients |
| Anthem Silver Preferred Blue PPO 2500/30%/10000 Value | PPO · Silver | Participating | Accepting new patients |
| Anthem Silver Preferred Blue PPO 3000/30%/9000 Value | PPO · Silver | Participating | Accepting new patients |
| Anthem Silver Preferred Blue PPO 3500/20%/10000 | PPO · Silver | Participating | Accepting new patients |
| Anthem Silver Preferred Blue PPO 3500/20%/7250 w/HSA | PPO · Silver | Participating | Accepting new patients |
| Anthem Silver Preferred Blue PPO 4000/0%/9000 | PPO · Silver | Participating | Accepting new patients |
| Anthem Silver Preferred Blue PPO 4000/0%/9000 RxD | PPO · Silver | Participating | Accepting new patients |
| Anthem Silver Preferred Blue PPO 4000/10%/7250 w/HSA | PPO · Silver | Participating | Accepting new patients |
| Anthem Silver Preferred Blue PPO 4000/20%/8500 | PPO · Silver | Participating | Accepting new patients |
| Anthem Silver Preferred Blue PPO 4000/30%/9000 Value | PPO · Silver | Participating | Accepting new patients |
| Anthem Silver Preferred Blue PPO 4500/20%/7250 w/HSA | PPO · Silver | Participating | Accepting new patients |
| Anthem Silver Preferred Blue PPO 5000/0%/8000 w/HSA | PPO · Silver | Participating | Accepting new patients |
| Anthem Silver Preferred Blue PPO 5000/0%/9000 | PPO · Silver | Participating | Accepting new patients |
| Anthem Silver Preferred Blue PPO 5000/30%/9000 Value | PPO · Silver | Participating | Accepting new patients |
| Anthem Silver Preferred Blue PPO 6500/0%/9000 RxD | PPO · Silver | Participating | Accepting new patients |
Anthem Blue Cross and Blue Shield
Network data as of Sep 10, 2026, as reported by the insurer.
Show all 64 plans from Anthem Blue Cross and Blue Shield
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Anthem Bronze Access Blue New England HMO 6000/20%/8000 w/HSA | HMO · Expanded Bronze | Participating | Accepting new patients |
| Anthem Bronze Access Blue New England HMO 7000/50%/8000 w/HSA | HMO · Expanded Bronze | Participating | Accepting new patients |
| Anthem Bronze Access Blue New England HMO 7500/30%/10000 Value | HMO · Expanded Bronze | Participating | Accepting new patients |
| Anthem Bronze Access Blue New England HMO 8500/50%/9200 | HMO · Expanded Bronze | Participating | Accepting new patients |
| Anthem Bronze Pathway X Enhanced 6000/35% HSA | HMO · Expanded Bronze | Participating | Accepting new patients |
| Anthem Bronze Pathway X Enhanced 7000/0% ($0 Virtual PCP + $0 Select Drugs) | HMO · Expanded Bronze | Participating | Accepting new patients |
| Anthem Bronze Pathway X Enhanced 7500/50% ($0 Virtual PCP + $0 Select Drugs) Standard | HMO · Expanded Bronze | Participating | Accepting new patients |
| Anthem Bronze Pathway X HMO 6000/20%/8000 w/HSA | HMO · Expanded Bronze | Participating | Accepting new patients |
| Anthem Bronze Pathway X HMO 7000/50%/8000 w/HSA | HMO · Expanded Bronze | Participating | Accepting new patients |
| Anthem Bronze Pathway X HMO 7500/30%/10000 Value | HMO · Expanded Bronze | Participating | Accepting new patients |
| Anthem Bronze Pathway X HMO 8500/50%/9200 | HMO · Expanded Bronze | Participating | Accepting new patients |
| Anthem Catastrophic Pathway X Enhanced | HMO · Catastrophic | Participating | Accepting new patients |
| Anthem Gold Access Blue New England HMO 1000/20%/7500 | HMO · Gold | Participating | Accepting new patients |
| Anthem Gold Access Blue New England HMO 2000/0%/6500 RxD | HMO · Gold | Participating | Accepting new patients |
| Anthem Gold Access Blue New England HMO 2000/10%/4600 w/HSA | HMO · Gold | Participating | Accepting new patients |
| Anthem Gold Access Blue New England HMO 2000/10%/7500 | HMO · Gold | Participating | Accepting new patients |
| Anthem Gold Access Blue New England HMO 2000/20%/4600 w/HSA | HMO · Gold | Participating | Accepting new patients |
| Anthem Gold Access Blue New England HMO 3000/0%/7500 RxD | HMO · Gold | Participating | Accepting new patients |
| Anthem Gold Access Blue New England HMO 500/30%/9000 | HMO · Gold | Participating | Accepting new patients |
| Anthem Gold Pathway X Enhanced 1200/20% ($0 Virtual PCP + $0 Select Drugs) | HMO · Gold | Participating | Accepting new patients |
| Anthem Gold Pathway X Enhanced 2000/25% ($0 Virtual PCP + $0 Select Drug) Standard | HMO · Gold | Participating | Accepting new patients |
| Anthem Gold Pathway X Enhanced 700/40% ($0 Virtual PCP + $0 Select Drugs) | HMO · Gold | Participating | Accepting new patients |
| Anthem Gold Pathway X HMO 1000/20%/7500 | HMO · Gold | Participating | Accepting new patients |
| Anthem Gold Pathway X HMO 2000/0%/6500 RxD | HMO · Gold | Participating | Accepting new patients |
| Anthem Gold Pathway X HMO 2000/10%/4600 w/HSA | HMO · Gold | Participating | Accepting new patients |
| Anthem Gold Pathway X HMO 2000/10%/7500 | HMO · Gold | Participating | Accepting new patients |
| Anthem Gold Pathway X HMO 2000/20%/4600 w/HSA | HMO · Gold | Participating | Accepting new patients |
| Anthem Gold Pathway X HMO 3000/0%/7500 RxD | HMO · Gold | Participating | Accepting new patients |
| Anthem Gold Pathway X HMO 500/30%/9000 | HMO · Gold | Participating | Accepting new patients |
| Anthem Heart Healthy Bronze Pathway X Enhanced 6000/40% ($0 Virtual PCP + $0 Select Drugs) | HMO · Expanded Bronze | Participating | Accepting new patients |
| Anthem Heart Healthy Silver Pathway X Enhanced 4000/0% ($0 Virtual PCP + $0 Select Drugs) | HMO · Silver | Participating | Accepting new patients |
| Anthem Platinum Access Blue New England HMO 250/10%/3500 | HMO · Platinum | Participating | Accepting new patients |
| Anthem Platinum Pathway X HMO 250/10%/3500 | HMO · Platinum | Participating | Accepting new patients |
| Anthem Silver Access Blue New England HMO 2500/30%/10000 Value | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Access Blue New England HMO 3000/30%/9000 Value | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Access Blue New England HMO 3500/20%/10000 | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Access Blue New England HMO 3500/20%/7250 w/HSA | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Access Blue New England HMO 4000/0%/9000 | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Access Blue New England HMO 4000/0%/9000 RxD | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Access Blue New England HMO 4000/10%/7250 w/HSA | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Access Blue New England HMO 4000/20%/8500 | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Access Blue New England HMO 4000/30%/9000 Value | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Access Blue New England HMO 4500/20%/7250 w/HSA | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Access Blue New England HMO 5000/0%/8000 w/HSA | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Access Blue New England HMO 5000/0%/9000 | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Access Blue New England HMO 5000/30%/9000 Value | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Access Blue New England HMO 6500/0%/9000 RxD | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Pathway X Enhanced 4500/20% HSA | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Pathway X Enhanced 5500/20% ($0 Virtual PCP + $0 Select Drugs) | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Pathway X Enhanced 6000/40% ($0 Virtual PCP + $0 Select Drugs) Standard | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Pathway X HMO 2500/30%/10000 Value | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Pathway X HMO 3000/30%/9000 Value | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Pathway X HMO 3500/20%/10000 | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Pathway X HMO 3500/20%/7250 w/HSA | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Pathway X HMO 4000/0%/9000 | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Pathway X HMO 4000/0%/9000 RxD | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Pathway X HMO 4000/10%/7250 w/HSA | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Pathway X HMO 4000/20%/8500 | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Pathway X HMO 4000/30%/9000 Value | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Pathway X HMO 4500/20%/7250 w/HSA | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Pathway X HMO 5000/0%/8000 w/HSA | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Pathway X HMO 5000/0%/9000 | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Pathway X HMO 5000/30%/9000 Value | HMO · Silver | Participating | Accepting new patients |
| Anthem Silver Pathway X HMO 6500/0%/9000 RxD | HMO · Silver | Participating | Accepting new patients |
Harvard Pilgrim Health Care
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 9 plans from Harvard Pilgrim Health Care
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| NH Local Choice HMO Bronze 8000 + $0 Rx list + $0 Virtual Urgent Care | HMO · Expanded Bronze | Preferred | Accepting new patients |
| NH Local Choice HMO Gold + $0 Rx list + $0 Virtual Urgent Care | HMO · Gold | Preferred | Accepting new patients |
| NH Local Choice HMO Gold 1400 + $0 Rx list + $0 Virtual Urgent Care | HMO · Gold | Preferred | Accepting new patients |
| NH Local Choice HMO HSA Bronze 6000 | HMO · Expanded Bronze | Preferred | Accepting new patients |
| NH Local Choice HMO Silver 3500 + $0 Rx list + $0 Virtual Urgent Care | HMO · Silver | Preferred | Accepting new patients |
| NH Local Choice HMO Silver 5000 + $0 Rx list + $0 Virtual Urgent Care | HMO · Silver | Preferred | Accepting new patients |
| NH Local HMO Bronze 7500 Standard + $0 Rx list + $0 Virtual Urgent Care | HMO · Expanded Bronze | Standard | Accepting new patients |
| NH Local HMO Gold 2000 Standard + $0 Rx list + $0 Virtual Urgent Care | HMO · Gold | Standard | Accepting new patients |
| NH Local HMO Silver 6000 Standard + $0 Rx list + $0 Virtual Urgent Care | HMO · Silver | Standard | Accepting new patients |
WellSense Health Plan
Network data as of Sep 1, 2026, as reported by the insurer.
Show all 7 plans from WellSense Health Plan
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| WellSense Clarity NH Bronze 6500 HSA + $0 Rx List + 24/7 Nurse Advice | HMO · Expanded Bronze | Preferred | Accepting new patients |
| WellSense Clarity NH Bronze 7500 HSA + $0 Rx List + 24/7 Nurse Advice | HMO · Expanded Bronze | Preferred | Accepting new patients |
| WellSense Clarity NH Bronze 7600 HSA + $0 Rx List + 24/7 Nurse Advice | HMO · Expanded Bronze | Preferred | Accepting new patients |
| WellSense Clarity NH Gold 2000 + $0 Rx List + 24/7 Nurse Advice | HMO · Gold | Preferred | Accepting new patients |
| WellSense Clarity NH Silver 0 Deductible + $0 Rx List + 24/7 Nurse Advice | HMO · Silver | Preferred | Accepting new patients |
| WellSense Clarity NH Silver 3400 + $0 Rx List + 24/7 Nurse Advice | HMO · Silver | Preferred | Accepting new patients |
| WellSense Clarity NH Silver 6000 + $0 Rx List + 24/7 Nurse Advice | HMO · Silver | Preferred | Accepting new patients |
This covers ACA Marketplace plans only, as reported by each insurer. It does not include employer, Medicare Advantage, or state-run exchange plans, and a plan missing from this list does not mean Dr. Michelle Ciarlo is out of network. Insurer directories can be out of date, so always confirm with the insurer and the office before your visit.
Medicare Enrollment
Dr. Michelle Ciarlo is enrolled to bill Medicare as a Practitioner - Obstetrics/gynecology .
Bills through: Concord Hospital Inc
Based on Medicare's public enrollment records as of Jul 17, 2026. This reflects Medicare fee-for-service enrollment only and says nothing about other insurance, quality, outcomes, or board certification.
Payments received
Drug payment
| AbbVie | $98 |
| Pfizer | $87 |
| Merck | $86 |
Other
| Food and Beverage | $690 |
Studies
Graduated in 2010
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Questions & Answers
What conditions does Dr. Michelle Ciarlo treat?
Dr. Michelle Ciarlo provides treatment for Breastfeeding and Lactation, Infertility, Prenatal Care, Urinary Tract Infection (UTI), Vaginal Atrophy and Dryness, Women's Health. For the full list see this list.
Has Dr. Michelle Ciarlo affiliation with hospitals?
Dr. Michelle Ciarlo is affiliated with WENTWORTH-DOUGLASS HOSPITAL.
Does Dr. Michelle Ciarlo accept patients with Ambetter from NH Healthy Families?
Yes, Dr. Michelle Ciarlo is listed in-network for Ambetter from NH Healthy Families through the ACA Marketplace (Obamacare/HealthCare.gov). See the Marketplace plans section for details.
Where can you meet with Dr. Michelle Ciarlo?
Dr. Michelle Ciarlo's office is located at 246 Pleasant Street Building West in Concord, NH 03301.